Are you a modern secularist, except for a belief in the soul and a future and distant heaven?
You might be.
See this book review by Doug Wilson to check...
Here is an excellent article on hell by Tim Keller. He follows CS Lewis in arguing that hell is locked first from the inside. In one sense this is true and in another sense (from the decrees of God) it is not. But this is only part of the article - don't skip this one over that point! Besides that controversial point, there is a LOT of gold here, on why hell is important, how to communicate it to unbelievers, etc.